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New Orleans, LA 70122

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Louisiana Motorcycle Insurance Coverage

Motorcycle Insurance in Louisiana

Motorcycle insurance is critical as it protects you while you are on the road, in addition to your safety gear. Motorcycle insurance covers the costs of replacement, repairs, and medical expenses for any injured person. We offer motorcycle insurance here at MultiSurance in New Orleans, LA.

Motorcycle Insurance Requirements

Louisiana legally requires all motorcycle owners to purchase insurance. You must at least purchase liability. Liability protects you if you cause property damage or injuries to someone else.

The minimum requirements are:

  • Bodily injury for each person for $15,000
  • Bodily injury for more than two people for $30,000
  • Property damage for $25,000

Motorcycle Insurance Coverage

Here are various types of coverage options to choose from to keep your motorcycle protected:

  • Collision- This keeps your bike covered if it becomes damaged in an accident with another driver. It covers the costs of repairing or replacing your bike.
  • Comprehensive- This will protect your bike if it becomes damaged by theft, water, wind, fire, and vandalism. It will also cover the costs of repairing or replacing your bike.
  • Custom parts and equipment coverage- This covers your bike for any aftermarket parts not originally installed on your bike. It also covers paint jobs.
  • Uninsured/underinsured- This covers you if you get into an accident with another driver who doesn’t have insurance. It will cover your medical costs and any lost wages due to the accident.
  • Medical payments- If you are injured following an accident, no matter who is at fault, this will cover you and your passengers’ injuries.


To receive a motorcycle insurance quote, call us here at MultiSurance. Our office is located in New Orleans, LA. Our agents will work with you to find coverage that fits your needs and lifestyle.

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Servicing States

  • Louisiana
  • Texas
  • Georgia
  • Florida
  • Mississippi
  • Alabama
  • South Carolina
  • North Carolina


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Partner Carriers

  • Abacus
  • BTIS
  • Burns & WilCox
  • CRC Group
  • Crump
  • Encompass
  • 5Star
  • Foremost
  • ISC
  • Lincoln Financial Group
  • Mutual of Omaha
  • National General
  • Neptune
  • Progressive
  • Wright Flood